Ment Funding vs Topstep: Which Offers More Flexibility?
When comparing proprietary trading firms, flexibility often plays a pivotal role. Traders want rules they can work within, tools they can depend on, and the freedom to trade their preferred style without artificial constraints. In this breakdown, we’ll compare Ment Funding and Topstep—two well-known futures prop firms—focusing specifically on how flexible each firm is for active traders. From account rules and platforms to resets and payouts, here’s how these firms stack up.
Evaluation Models Compared
Ment Funding: One-step evaluation with no time limit. Pass once and get funded.
Topstep: Two-step evaluation with strict timeframes and consistency requirements between steps.
Ment Funding wins on simplicity and speed. Topstep’s multi-stage process adds complexity and time pressure.
Platform Flexibility
Ment Funding supports multiple platforms, including:
- Rithmic
- NinjaTrader
- Tradovate
Topstep is mostly restricted to their proprietary web platform or integration with limited brokers.
For traders who already have a preferred execution tool, Ment Funding provides more freedom.
Trading Style Flexibility
- Ment Funding: Supports scalping, day trading, and swing trading, including holding trades overnight.
- Topstep: Does not allow overnight holds. Day trading only, with stricter risk metrics and trading hours.
If you’re a swing trader or use multi-day setups, Topstep’s rules may feel restrictive.
Resets and Restarts
- Ment Funding: Offers easy and affordable resets or restarts with no penalty to trader reputation.
- Topstep: Offers resets, but only after subscription renewals or specific intervals, often requiring additional steps.
Ment Funding’s structure allows for a smoother retry process if you make a mistake.
Payout and Scaling Flexibility
- Ment Funding: Payouts available as early as two weeks after being funded, with structured scaling up to $1M.
- Topstep: Requires ongoing performance consistency for withdrawal eligibility. Scaling is available but slower and conditional.
Traders who want quicker access to profits may favor Ment Funding’s approach.
Rule Simplicity
Ment Funding’s rulebook is short, direct, and easy to follow. Topstep’s multi-step system includes layered rules for each phase, including scaling objectives, consistency requirements, and data reviews.
If you want to focus more on trading than memorizing rules, Ment Funding again provides a smoother path.
Which Is More Flexible Overall?
Ment Funding delivers more freedom in:
- Trading style
- Platform choice
- Evaluation timeframes
- Account resets
- Payout speed
Topstep may offer value to those who prefer a stricter structure or need the added guardrails to build discipline—but for experienced traders who already have systems in place, Ment Funding allows more control over how, when, and what they trade.
Final Verdict
Flexibility matters—and Ment Funding wins this comparison by a wide margin. Whether you want to trade your way, scale quickly, or reset without hassle, Ment Funding gives you more freedom than Topstep. For self-directed traders, it’s the clear choice.